A Smarter Alternative to Merchant Cash Advances
Our Forgivable Capital Program offers growing brands and operators a flexible, non-dilutive funding option. Unlike traditional Merchant Cash Advances (MCAs), this program is designed to be affordable, transparent, and fully aligned with your business growth
Loan Type:
Forgivable burn down loan.
Rate:
4%–6% Fixed Interest
Term:
2–4 years, depending on your processing volume
Repayment:
Principal is forgiven over the term
Condition:
Borrower must run credit card processing through our integrated payment systems.
Why Choose This Over an MCA?
It is everything an MCA isn't. We provide a flat, simple structure where the interest is billed directly through your merchant account, avoiding the complex factor rates and hidden fees common in the industry.
Who Is This For?
Multi-unit Operators:
For brands looking to consolidate their processing and capital into one efficient stream
Debt Refinancing:
Ideal for businesses looking to escape the high-interest cycle of existing MCA debt.
Equity-Free Growth:
Perfect for operators seeking growth capital without giving up ownership of their company.